Facilities
for cheap rental cars are available in almost all major cities across the
world. As a precautionary measure, the rental companies giving their vehicles
on hire often hold the individual renting the car accountable for any damages
that the car sustains during the hired period. Any waivers are only offered at
an added cost which can be very high and as such a waste of monetary resources.
In order to secure oneself from any such losses, another option exists -
including a clause for rental car insurance in your personal car insurance
policy. There are certain key factors to keep in mind while buying such an
insurance policy.
Determining
Aspects
Read through
the complete terms of the agreement subject to the kind of coverage provided
and the cases when it is not applicable. What liabilities are coved under it
and their amounts (this includes payment for the damages of the rented car as
well as those injured in the accident along with any other property damages).
If these terms are not available in the auto insurance in hand, it is best to
opt for a cheap rental car insurance policy. This policy would only be
applicable as and when you rent a car and not while driving your own.
Kinds if Cheap
Rental Car Insurance Plans
There are
different kinds of cheap rental car insurance plans provided by the various
agencies working in this field. Rushing into selecting the first that comes
your way would be a mistake. Based on your requirements i.e. the number of
times a car has to be rented, the type of car that needs to be rented,
frequently visited places, distances that need to be travelled; the rental
agency would suggest the cheapest and the most economical rental insurance
policies. Understand the policy terms before making any commitments.
Ways of Contacting
Agencies
Agencies
offering this form of insurance can be contacted through the internet by
visiting their websites or through the hotline numbers provided by them.
Another alternative is to contact an agent having expertise in this field of
work for recommendations and suggestions. They can provide a precompiled list
of agencies offering cheap rental car insurance which could be very helpful in
saving time that would have been wasted in research work. Of course, their
services would come at a fee or service charge but the saved time would easily
make up for it.
The Right
Situation
As a
businessman or a person working for a firm, there is no fixed time as to when
one might have to go out on a field trip. This means that the rental car
insurance should be applicable at all times so that no last minute touchups are
required. To add to it, a long term insurance policy always comes out to be
cheaper than getting multiple shorter ones thus also reducing the costs.
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